According to the World Health Organization's WHO Report on Global Status of Road Safety-2015, road traffic accidents and compensation for damages have become an unavoidable political, social, livelihood and economic issue.
From 2010 to 2013, the global population increased by 4%. During the same period, motor vehicles increased by 16%. Every year, a large number of traffic accidents caused huge economic losses to the society. At the same time, it also greatly threatened people. Life and health.
Deeply cultivating clinical medicine and human injury claims for many years, Sun Yuguang, founder of Anfu Medical Rescue, told Huntun.com that road medical rescue is actually only a beginning. From the perspective of doctors, law and operation, it also involves treatment and disability identification. There are many links in the responsibilities, claims, rehabilitation, etc. The domestic market is relatively complicated, and in terms of claims, different regions have different claims. The seemingly small space, the actual space capacity is huge."
Based on his many years of clinical experience and careful observation, combined with legal, insurance, disability identification and medical payment, Sun Yuguang founded the Anfu Medical Rescue Project in 2015. As a medical credit service agency, Anfu Medical focuses on the cross-composite field of accidental medical rescue, with the core business model of accidental medical expenses and full-time injury compensation services, creating medical, disability identification, insurance compensation and lawyer litigation. Integral vertical medical rescue system.
Anfu Medical Rescue has a total of three centers: Anfu Medical Rescue Center, Anxin Advance Center and Jiangsu Anfu Law Firm. The Anfu Medical Rescue Center is responsible for the rescue of work-related injuries, traffic accidents or tourist accidents; the Anxin Advance Center is responsible for reimbursement of all the compensation after the payment of the medical expenses advance payment agreement with the patient; Anfu Law Firm is responsible for the identification of the responsibility, Follow-up work such as compensation calculation, collaborative mediation and lawyer litigation.
Sun Yuguang said that at present, Anfu Medical Rescue has served more than 2,000 injured people in traffic accidents. By cooperating with the bank, the approval payment will be transferred directly to the hospital account. At this stage, the cooperative bank is developing a new APP platform for this system. APP will integrate Anfu medical resources, provide advance payment approval, quality standards, risk control, and financial derivative services.
At the same time, Anfu Medical Rescue also built the ASOS Accidental Injury + Medical Health Big Data platform. The platform mainly has three major functions: membership system, financial advancement service and medical rescue service. The aim is to use the entrances such as medical expenses as the cutting-edge path, and through the docking with the cooperative institutions and the government public health system, to realize the personal accident injury and health service platform, and to interact with information in various fields such as advances, medical care, insurance, law, and identification. shared.
Through the entire service system, Anfu Medical Rescue hopes to provide users with integrated medical payment, mobile payment, medical insurance and legal protection services; expand the scope of medical services for doctors and enhance the value of medical services; connect collaborative hospitals to solve the dilemma of hospital arrears To help connect exclusive medical groups and medical associations; share business model systems with third-party organizations.
In the profit model, the previous Anfu Medical Rescue will earn a profit by collecting service fees from front-end members and back-end integrated rescue services. Among them, the front-end member points provide risk-free pre-products to the drivers of motor vehicles, and the fee is 388. Years; and peace of mind for corporate customers, providing risk front and some integrated services, with a membership fee of 418 person/year. The back-end advances for patients who have already incurred risks, the basic service fee is 2.5K-3.0K, and the entrusted service fee accounts for 8%-10% of the total compensation.
In terms of promotion, Sun Yuguang said that through the cooperation with hospitals and the sharing of resources channels, Anfu Medical Rescue has signed contracts with nearly 10 hospitals in Suzhou. In addition, it also uses Weibo, WeChat and community, and public welfare. Marketing.
Team, founder and CEO Sun Yuguang, Department of Clinical Medicine of Suzhou Medical College and Department of Clinical Medicine/Law of Nanjing University; engaged in clinical medicine, human injury claims and health management practice and exploration for more than 20 years; formerly AIA Operation Department\Haikang Insurance Operation Headquarters Management for 10 years; Clinical Internal Medicine Practitioner, National Occupational Health Manager, American Life Insurance Health Risk Manager, Insurer Appraisal Division; Ministry of Health National Occupational Health Manager Occupational Appraisal Training Special Lecturer ; Deputy Director of the Chinese Academy of Sciences - Puguang Nano Biomedical Research and Development Center.
Anfu Medical Rescue is currently not financing, and is seeking angel round financing. The financing amount will be mainly used for staffing, marketing, platform development and brand building.
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